Question 1

Can selling my house really stop foreclosure?

Accepted Answer

Yes—if you sell and close before the scheduled auction, the foreclosure is typically canceled because the loan is paid off at closing. When you sell to Rob Buys Houses, we work with the title company and your lender to obtain the payoff, verify any fees, and schedule closing on a date that beats the auction. This approach can help you avoid additional penalties, reduce credit damage compared to a completed foreclosure, and give you a clean financial break. Timing matters, so contact us as soon as possible at 717-226-2869.

Question 2

What if my auction date is very soon?

Accepted Answer

We move quickly. After you accept our cash offer, we coordinate immediately with the title company and your lender to request payoff information and any required statements. If there’s enough time to clear title and fund, we’ll schedule closing before the sale date. In some cases, sellers also ask their servicer about postponement while we finalize the sale. While outcomes vary, a fast, as-is cash sale often provides the speed needed to avoid the auction.

Question 3

Do I need to make repairs or clean the house?

Accepted Answer

No. We purchase homes strictly as-is. You won’t need to repair, clean, stage, or host showings. This saves days or weeks you likely don’t have during pre-foreclosure. We’ve helped owners sell homes with deferred maintenance, storm damage, code violations, and more. Our goal is speed and certainty, not perfection. Just take what you want and leave the rest—we’ll handle the rest after closing.

Question 4

What if I owe more than the house is worth?

Accepted Answer

That may require a short sale, where the lender agrees to accept less than the total amount owed. Short sales involve additional lender approvals and documentation and can take longer than a standard cash sale. We can still evaluate your property and, if a short sale is necessary, help connect you with professionals who handle these approvals. If there’s equity, a standard cash sale is usually faster and simpler.

Question 5

Will a cash sale help my credit compared to a foreclosure?

Accepted Answer

While we can’t offer credit advice, a completed foreclosure is generally considered more damaging than selling the home before auction. A successful sale can help you avoid a foreclosure entry on your record and may put you in a better position to recover sooner. Many sellers choose this route for a cleaner financial reset and to minimize long-term impact. For personalized guidance, consider speaking with a housing counselor or financial professional.

Question 6

Why sell to Rob Buys Houses instead of listing with an agent?

Accepted Answer

Listing during pre-foreclosure can be risky and time-intensive. You may need repairs, showings, and buyer financing that could fall through—while your auction clock keeps ticking. Selling to Rob Buys Houses offers:

Speed: Close in 7–14 days, often before auction
Certainty: No financing contingencies or inspections
Simplicity: We buy as-is and handle the paperwork
Less cost: No agent commissions; we typically cover most closing costs

It’s the most predictable path when time is short and certainty matters.

Stop Foreclosure and Take Back Control

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